The Federal Trade Commission (“FTC”) announced on April 3, 2013 that it has warned the operators of six websites that share information about consumers’ rental histories with landlords that they may be subject to the requirements of the Fair Credit Reporting Act (“FCRA”).
The identical letters from the FTC warned that if the operators of the six websites acted to “assemble or evaluate information on individuals’ rental histories and provide this information to landlords so that they can screen tenants,” the operators are providing “consumer reports” and therefore acting as “consumer reporting agencies” (“CRA”) under the FCRA.
The letters reminded the operators of their obligation to protect the privacy rights of the tenants whose information they collect and details the FCRA requirements that may apply to the website operators, including that:
FTC Warns Data Brokers that Provide Tenant Rental Histories, they May be Subject to Fair Credit Reporting Act
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