Definitions defined in the FTC Trade Regulation Rules for Credit Practices (16 CFR Part 444)
16 CFR Part 444 §444.1 Definitions. (a) Lender. A person who engages in the business of lending money to consumers within the jurisdiction of the Federal Trade Commission. (b) Retail installment seller. A person who sells goods or services to consumers on a deferred payment basis or pursuant to a...