What are the Penalties in the Right to Financial Privacy Act?

What are the Penalties in the Right to Financial Privacy Act?

Any agency or department of the United States or financial institution obtaining or disclosing financial records or information contained therein in violation of this chapter is liable to the customer to whom such records relate in an amount equal to the sum of --

(1)   one hundred dollars ($100) without regard to the volume of records involved;

(2)   any actual damages sustained by the customer as a result of the disclosure;

(3)   such punitive damages as the court may allow, where the violation is found to have been willful or intentional; and

(4)   in the case of any successful action to enforce liability under this section, the costs of the action together with reasonable attorney's fees as determined by the court.

The Act also provides for disciplinary proceedings for willful or intentional violations of the law by agents or employees of a department or agency. These actions are brought by the Director of the Office of Personnel Management.

 

For more information, see here:  https://www.federalreserve.gov/boarddocs/supmanual/cch/priv.pdf

 

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